Auto Resource Center

Looking for a new or used vehicle?

Let PCU help put you in the driver’s seat. Our auto loan rates are among the lowest in the Twin Cities, so you can trust you’re getting the best deal on wheels.
Get started now by taking a look around our Auto Resource Center. You can get pre-approved for a loan, research new and used vehicle pricing, review helpful buying tips and more.

General Motors New Auto Discounts

As a member of PCU, you've earned EXCLUSIVE discounts towards your next auto purchase. PCU has teamed up with General Motors to offer you discounts on eligible new Chevy, Buick and GMC vehicles. The deal gets even better when you finance your vehicle at PCU. Thanks to our low interest rates, your savings will really add up.

Enjoy preferred pricing on qualifying GM vehicles today!  Now through 2/28/14, you can save even more with Presidents Day Cash of up to $2,000 on select vehicles.

MEMBERS® Auto Insurance*

You trust PCU to provide you and your family with quality products and services to meet your financial needs. We've joined with a dedicated team of insurance professionals to bring you the MEMBERS® Auto Insurance Program:

  • MEMBERS® Auto Insurance is the coverage solution preferred by the most credit unions and their members.
  • Convenient e-service, pay your bill or make changes to your policy, even report a claim online.
  • Receive fast, easy access to claims service 24-hours a day.

Obtain a free no obligation quote today!

* The MEMBERS Auto & Home Insurance Program is underwritten by leading insurance companies, including Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.


If you plan to purchase a new vehicle within the next few months, simplify the process and get pre-approved online. You can complete our online application 24/7. After you receive a response, you can shop with confidence knowing you’re already approved for the money you need.

Whether you're buying, selling or trading-in, it's important to do your research.

NADA Edmunds

Visit NADA and Edmunds as trusted sources for:
  • Pricing information on new and used cars       
  • Side-by-side price comparisons
  • Tips for buying and selling
  • Manufacturer incentives
  • Consumer reviews
  • And more!

Protect your vehicle investment with Guaranteed Asset Protection (GAP). PCU offers GAP at a low price to prevent you from incurring a substantial loss. Typically, insurance policies will only cover the value of your vehicle if it is totaled beyond repair or stolen. GAP will cover the difference between the value of your vehicle and the amount you owe, so you will be able to afford a comparable replacement.

Here's how the GAP Advantage works for you:

Original purchase price $25,000
Loan balance after one year $20,000
Insurance settlement covering vehicle's current value $16,000
Your lost investment without GAP $4,000
(Including your deductible)
GAP waives the difference $4,000
Funds provided toward financing or leasing a replacement vehicle at PCU $1,000
Total GAP Advantage Benefit $5,000

Annual Credit Report – obtain a free copy of your credit report from the major credit reporting agencies.

Loan calculator – Figure out how long it will take to pay off your vehicle, how much your monthly payments will be and more.

National Highway Traffic Safety Administration – Learn about vehicle safety, recalls and more.

Consumer Reports – Review vehicle pricing, ratings, road tests and safety information for new and used vehicles. – Learn which vehicles are the most and least fuel efficient. Check the miles per gallon usage for vehicles, their EPA pollution scores and more.

Carfax – For a nominal fee you can check the history of used automobiles when you search by Vehicle Identification Number (VIN).

Protect your new or used auto with Mechanical Breakdown Protection (MBP). PCU offers low cost MBP to prevent you from incurring a substantial loss.


  • No deductible on covered parts and labor.
  • Towing
  • Flat Tire assistance
  • Battery jump starting
  • Lockout service

Add coverage at any time, even if your auto loan is paid off.  All plans come with 24/7 Emergency Road Service.  To discuss further, simply call 651-770-7000 and hit #2 twice for one of PCU’s loan specialists.



“I actually used PCU’s General Motor’s program and received an additional discount when I purchased our new vehicle. This is a very nice service.”  
Paula from Luck, Wisconsin.