Top 10 Reasons to Join PCU

  1. Fewer & lower fees
    Because PCU is a not-for-profit financial cooperative owned by our members, we generally have fewer and lower fees.
  2. Lower Interest rates on loans
    As a not-for-profit financial, PCU can offer better rates because profits are returned to all of our members instead of a select few stockholders.
  3. Fast and friendly service
    PCU takes pride in offering superior service and looks for ways to say "yes." We treat our members with respect and truly value your business. All transactions are processed in real time, so you always know where your money is at. In addition, our loan officers process loans quickly and efficiently.
  4. pcu's vip program (member dividends)
    PCU rewards members for their loyalty with patronage dividends for members who have a PCU Consumer Checking Account. And that's just the beginning!
  5. Complete mortgage and title services
    PCU offers a full range of mortgage services. You'll enjoy working with our trustworthy mortgage loan advisors and closing your loan through PCU Title. PCU is a one-stop-shop for all your home buying needs!
  6. 24-hour account access
    Access your PCU accounts at your convenience 24/7! Use PCU Online, Mobile, Text or Phone banking to access your accout information when you need it.
  7. Many surcharge-free ATMs and Shared Branch locations
    PCU members can make surcharge-free transactions at thousands of Instant Cash & CO-OP ATMs nationwide. We also have Shared Branch locations throughout the U.S. where you can complete a variety of in-branch transactions, so you can take PCU with you when you travel.
  8. Small business solutions
    PCU offers a variety of financial products designed specifically for smaller companies, such as Merchant Card Services, business tax payment services, loan, checking and deposit products, and more.
  9. Giving back to the communities we serve
    Each year, PCU gives thousands of dollars and many hours of volunteer service to the communities we serve. In addition, we donate money to several national and international organizations. PCU strives to put the credit union's "people helping people" philosophy into action everyday!
  10. PCU won't let you down!
    Our members are the reason PCU exists. We will always strive to serve you to the best of our ability. For sound financial solutions and unparalleled service, there's no place like PCU.