New Accounts

  • Becoming a Postal Credit Union member is so easy. Answer these questions first:

    Am I eligible to be a member of Postal Credit Union, MN?

    • PCU welcomes those who live, work, attend school, worship or volunteer in the Twin Cities 6 county area which includes Anoka, Chisago, Dakota, Hennepin, Ramsey and Washington to become a member.
    • Relatives of existing members qualify for membership.
    • Learn more about additional membership requirements here if you don’t meet one of the above qualifications.

    Do I have $1.00 today to get started?

    • Get started with as little as $1.00 to open a Share Savings
    • PCU Checking accounts require $50 opening deposit

    Am I ready to enjoy the credit union difference while managing my money?

    Please note: If you have a new loan with Postal Credit Union, becoming a member is not necessary. Learn more about your loan payment options here.
    Button Become-a-member
  • Existing members are welcome to open additional accounts within the same member number online including:

    • Personal Checking Account
    • Reserve Savings
    • Premium Money Market


    If you are interested in opening a new account number or a business account, please contact us at This email address is being protected from spambots. You need JavaScript enabled to view it. or 651-770-7000 for assistance.
    Button Open-an-Account

  • From small personal loans to large first mortgages, PCU can help you achieve your goals. Our loan decisions are made promptly and in many cases we can fund the loan immediately after approval.

    Apply for a consumer loan inclduing car, trucks, boat, mortorcycles, home equity, Visa Credit Card and more here.

    Apply for a first Mortgage, purchase, refinance and more here.

    Apply for student loan here.
    Learn more about our business loans!
  • Loans obtained through the dealership & in one of our banches

    A loan from one of our partner dealerships automatically makes you a member of Postal Credit Union. A Share Savings has been opened on your behalf to establish your membership. Need to make a payment? No need to open an account, you already have one. Learn about your loan payment options here.