Home Equity Loans

Type Term APR***
Home Equity Installment º * Up to 15 years 4.50% - 6.00%
Visa Platinum Home Equity Line of Credit **  + Up to 20 years 5.00% - 15.00%
Home Equity Line of Credit x + Up to 20 years 6.00% - 8.75%
First Mortgage Variety of Terms Check Rates
o Example of payment terms: For a home equity loan of $10,000 at 6.00% APR for 60 months, your monthly payment would be $193.37.
*
Actual rate based on applicant's payment and credit history.
** Minimum APR of 5.00% with a maximum of 15% APR. Loans of $25,000 or more may be eligible for 0.25% discount when Prime Rate exceeds minimum APR.
x The home equity line of credit variable interest rate may change once per year in August and will never go below 6.00%.  Rate will never increase more than 2% per year or more than 5% for the life of the loan.
+ Closing costs may range from $0 - $1000.
*** Annual Percentage Rate