Home Equity

Put your home’s equity to good use

Consolidate debt, make home improvements, pay for an education, or prepare for the unexpected with a Home Equity option from Postal Credit Union.

A Home Equity Loan makes a great option because:

  • Home equity loans offer potential tax savings with interest paid being tax deductible
  • Home equity loans typically have lower rates than credit cards or other unsecured loans
  • Home equity loans are a great way to access your hard earned equity to fund other life expenses

PCU Home Equity Options

Visa Platinum Home Equity Line of Credit

Tap your equity when you need to, with great rates and flexible terms. Draw funds from your equity line of credit with a simple swipe of a card. And since VISA is accepted at millions of locations, getting what you need when you need it will be a cinch! Check Rates & Apply Today

Home Equity Installment Loan

Pay for education expenses, a wedding or lower your total monthly payments by consolidating high or variable interest rate bills into one affordable payment. Enjoy a fixed rate and term plus consistent monthly payments you can manage. Check Rates & Apply Today

Home Equity Line of Credit (HELOC)

PCU’s Home Equity Line of Credit is a flexible revolving credit line available for you to use when needed. Access funds from your HELOC by contact PCU for a loan advance when you need funds. As you pay down your line of credit balance, you can borrow again up to your credit limit. Minimum loan amounts start at $10,000. Check Rates & Apply Today

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