Hey America – it’s time to SAVE!
As a financial cooperative (different from our bank counterparts), Ideal CU is committed to the financial empowerment of our members. Here is an action plan to get your savings and spending goals in check thnks to some great information from America Saves.
7 Day Savings Action Plan
|Monday||Take the savings pledge|
|Tuesday||Reduce debts & build wealth|
Use Ideal CU's Savvy Money Online tool to create a plan to pay down debt and save more. It's completely anonymous and customizable.
|Wednesday||Cut costs from daily living||Read 5 easy ways to cut costs|
|Thursday||Stash some of your tax refund||Getting a refund? That's the PERFECT time to pay down debt and start an emergency cash fund. Open a Ideal CU reserve savings, name it EMERGENCY and stash it away.|
|Friday||Save automatically||Set up a portion of your paycheck to AUTOMATICALLY go into a Ideal CU Savings account. Set up regular transfers to your Ideal CU accounts right in Online Banking|
|Saturday||Save for retirement||Who really wants to work forever? No one! Get on track with the help of a professional. Use Lisa Blevens, our retirement planning Obi Wan Kan Obe|
|Sunday||Loan interest rate check up||Are you paying rates that are too high? Check out Ideal CU’s mortgage, auto, boat, and credit card rates and see if it’s time to refinance existing accounts and loans to lower rates and save money each month. Apply to refi a rate from another financial|