Checking & Deposit Accounts

Type Balance  Interest Rate APY***
Relationship Checking $2,000.00 - $49,999.99 0.05% 0.05%**
$50,000.00+ 0.15% 0.15%**
Share Savings  $0.00 0.05% 0.05%*
Reserve Savings, Christmas Club and Vacation Club  $0.00 0.05% 0.05%
Premium Money Market+ $0 - $2,499.99 0.05% 0.05%o
$2,500.00 - $9,999.99 0.05% 0.05%o
$10,000.00 - $19,999.99 0.10% 0.10%o
$20,000.00 - $49,999.99 0.10% 0.10%o
$50,000.00 - $99,999.99

0.20%

0.20%o

$100,000.00 + 0.35% 0.35%o

*  Share account rates are shown as Dividend Rates and Annual Percentage Yields.  This is the anticipated dividend for the month as determined by the Board of Directors.  All other accounts are shown as Interest Rates and Annual Percentage Yields.
** Direct Deposit or $10,000 combined balances in PCU Savings, Checking, Loans, Visa and/or Mortgage required in Relationship Checking to avoid monthly service fee.

*** APY = Annual Percentage Yield

o  Interest rates adjusted and paid monthly. Rates subject to change.

+$1,000 minimum opening deposit. Pay no fee if you mainitain a $1,000 monthly average balance. Otherwise $10 per month.
NOTE: Fees could reduce earnings on accounts
Early withdrawal penalty on CDs.  We may impose a penalty if you withdraw any of the principal before the maturity date.