Certificates of Deposit - Regular IRA

Minimum Opening Balance Term Interest Rate APY*
$500.00 - $24,999.99 91 Day 0.05% 0.05%
6 Month 0.10% 0.10%
12 Month 0.10% 0.10%
18 Month 0.35% 0.35%
24 Month 0.40% 0.40%
30 Month 0.60% 0.60%
36 Month 0.65% 0.65%
48 Month 0.75% 0.75%
60 Month 1.05% 1.06%
$25,000.00 - $69,999.99 91 Day 0.15% 0.15%
6 Month 0.20% 0.20%
12 Month 0.20% 0.20%
18 Month 0.45% 0.45%
24 Month 0.50% 0.50%
30 Month 0.70% 0.70%
36 Month 0.75% 0.75%
48 Month 0.85% 0.85%
60 Month 1.15% 1.16%
$70,000.00 + 91 Day 0.25% 0.25%
6 Month 0.30% 0.30%
12 Month 0.30% 0.30%
18 Month 0.55% 0.55%
24 Month 0.60% 0.60%
30 Month 0.80% 0.80%
36 Month 0.85% 0.85%
48 Month 0.95% 0.95%
60 Month 1.25% 1.26%

*The Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. A withdrawal will reduce earnings. Interest begins to accrue on the business day you deposit any non-cash item (for example, checks). Interest is compounded and credited on a monthly basis. Penalty for early withdrawal - CDs with maturity dates greater than 12 months will be assessed the lesser of 180 days interest or interest earned/CD with maturity dates 12 months or less will be assessed the lesser of 90 days interest or interest earned. Fees may reduce earnings.

 

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