Ideal Credit Union

Whether its a new checking account, mortgage refinance, or just life in general, Ideal Credit Union's blog offers personal finance and money management information that's enlightening.

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70

Rushing to file your tax return increases the chances of error, which can delay your refund, trigger an audit or cause you to have to pay more later. Here are some of the most common tax mistakes to avoid.

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Tagged in:Tax preparation
146

Credit and credit scores is one of those areas many people ignore or don’t think about until it is too late. Several of my peers will tell me about credit card debt they have accumulated in college, but what many of them don’t know is exactly how much that hurts you and any co-signer’s credit in the long run. For parents or guardians who co-sign on their student’s credit cards or loans, or students who currently have credit, it’s tremendously important to know the following facts.

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203

I left my cell phone at work the other day. I didn’t realize it until I got home and reached into the side pocket of my purse to pull it out. Nothing.

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223

Retailers and many shoppers alike look forward to the holiday season, when 75% of consumers are expected to spend at least as much or more than they did last year, research shows.

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351

The stress involved in being a care provider for your parents is twofold: You want to make sure they’re not in pain, while making sure that you don’t hurt yourself financially. The balance is a delicate one.

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267

A dear friend of mine died in his sleep a few months ago. He was three weeks younger than me. I am still in shock at his loss. We had many adventures together and I loved and respected him both personally and professionally. He made me a better person, writer and human.

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670

Two years ago we bought a house to accommodate the growing family in a nice suburban neighborhood, in a cul-de-sac, with a nice yard. Twas a nice upgrade from our townhome purchase, however it comes with a bit of a larger mortgage payment and some yardwork.

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713

When faced with two big financial priorities, such as paying off old debt and saving for retirement, it can be easier to focus on just one. For people repaying student loans for themselves or their children, for example, 38% weren’t able to put money away for retirement, according to a 2015 survey from the National Foundation for Credit Counseling and NerdWallet. But there are ways you can contribute to retirement savings even while paying off student or other debt.

Neglecting either one can be a losing proposition. If you focus just on repaying debts, you can lose out on potential investment returns from money placed in a retirement account. On the other hand, you don’t want to pay more interest on debt than you need to. So here are a some steps to help you save while reducing what you owe.

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341

Earlier this year I had the opportunity to speak publicly at a conference. This was my first speaking engagement of this nature and size. Throughout my preparation I kept asking myself, what was I thinking when I said yes? Public speaking is listed as the number 2 fear on several lists and on many others it is listed at number 1. 

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421

With the college rush approaching and registration for fall classes filling quickly, it’s important to think about paying for college. After my first year at Minnesota State University, Mankato I’ve learned that there is so much more to pay for than just room and board.

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