Membership Application

Eligibility Requirements

Make sure you are eligible before you apply:

  • Live, work, worship, attend school or volunteer in the Minnesota counties of Anoka, Chisago, Dakota, Hennepin, Ramsey or Washington.
  • Have a family member who is a PCU member.
  • Work for a PCU Select Employee Group.
  • Live in Minnesota or Wisconsin and agree to make a $5.00 donation to the John Miller Scholarship Fund.

Please note: If you are a current PCU member, do NOT use this application to sign up for additional services, such as PCU Online Banking. Please call the credit union instead at 651-770-7000 or 800-247-0857.

Newsletters: Dollars & Sense

Get plugged into PCU news and download the Dollars & Sense newsletters:

Winter 2013 - 2014

Summer/Fall 2013

Spring 2013

Winter 2012 - 2013

Fall 2012

Get more current news, personal finance tips, etc. via email.

PCU sends a majority of important communications through their email newsletter, the PCU Exclusive. Be sure to sign up so you can stay in the PCU loop.

Sign up for eNewsletter: PCU Exclusive

eNewsletter: PCU Exclusive

Want access to exclusive PCU offers and news?

Sign up for the PCU Exclusive! You'll receive electronic newsletters (emails) with information about current and upcoming offers, and tips to help you maximize your money. This program is free, so sign up now.

Please note that we will never request personal information (such as your account number) via email. If you ever receive a PCU email asking for personal information, do not respond. Instead, forward it to This email address is being protected from spambots. You need JavaScript enabled to view it. .

We hope you enjoy the special deals and news you'll find in the PCU Exclusive!

Homebuyer Education

Announcing our Free 2014 Homebuyer Seminar Series

PCU’s Homebuyer Education Seminar opens the door to homeownership for homebuyers. Whether moving up or purchasing your first home, this seminar will provide you the information to confidently take the next step. A PCU Mortgage Loan Advisor, along with a PCU preferred realtor partner will discuss the ins and outs to becoming pre-approved, how to evaluate your credit, selecting the right realtor, finding the right home and much more! At each session, all attendees will be entered into a random drawing for a $50.00 Home Depot gift card. 

Refreshments will be served. Space is limited so reserve your seat today!

2014 Seminar Dates and Locations:

Location Dates and Times
PCU North Office
2401 N. McKnight Road
North St. Paul, MN
Thursday, March 20
6:00 pm to 8:00 pm
Session is full
PCU Hugo Office
Hugo Blvd. N
Hugo, MN
Thursday, April 24
6:00 pm to 8:00 pm
reserve your seat

Saturday, April 26
10:00 am to 12:00 pm
reserve your seat

Member Only Benefits

Explore the value-added benefits you get, complimentary, just for being a PCU member:

  • It's your money - keep more of it this tax season!


    Get up to $15 off your Turbo Tax fees just for being a Postal Credit Union member. Use PCU's direct link for Turbo Tax and save up to $15 on your federal tax preparation fees. TurboTax guarantees 100% accuracy in calculations and comes complete with downloadable audit support. Start your tax return here and maximize your return today!

    Jackson Hewitt
    If the thought of doing your taxes is too much, help is on the way. Consult a professional from Jackson Hewitt to help and receive $30 or $50 on your 2013 tax prep. Present this coupon exclusively for PCU members and save!

  • Save big on GM vehicles

    GM Credit Union Discount

    Your credit union membership entitles you to EXCLUSIVE discounts on your next new GM auto purchase. These discounts are IN ADDITION to what's already being offered at the dealership and can help you save thousands on your next auto purchase. Get this preferred GM pricing and save big on eligible Chevrolet, Buick or GMC vehicles.

    Check out the Love My Credit Union Partner Center to browse and locate vehicles you are interested in, plus calculate the savings of your loan when you finance through PCU.

    Auto-buying tip: Often times taking the cash incentives on a vehicle purchase beats 0% financing offered at dealerships.

    Don't delay - get your shiny new wheels for less today!

  • MEMBERS® Auto Insurance*

    You trust PCU to provide you and your family with quality products and services to meet your financial needs. We partner with a dedicated team of insurance professionals to bring you the MEMBERS® Auto Insurance Program:

    • MEMBERS® Auto Insurance is the coverage solution preferred by the most credit unions and their members.
    • Convenient e-service, pay your bill or make changes to your policy, even report a claim online.
    • Receive fast, easy access to claims service 24-hours a day.
    Obtain a FREE, no obligation quote today!

    * The MEMBERS Auto & Home Insurance Program is underwritten by leading insurance companies, including Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

  • Exclusive Sprint Wireless Discounts for PCU Members - Sign up
    As a PCU member, there's never been a better time to save money on your wireless service. Enjoy exclusive discounts on Sprint's wireless plans.
    Sprint has phones, PDAs, push to talk, data service plans, music downloads, TV and more!

    You can take advantage of:
    • 10% off most regularly priced Sprint individual service plans
    • 15% off most regularly priced Sprint business service plans
    • Waived activation fee on new activations
    • National rates with no roaming or long distance charges
    Save on your Sprint wireless plan today!
  •  4 Steps to Getting Cash Back When You Shop Online


    More than 80% of Americans like to shop online – including PCU members like you.

    But are you getting cash back when you shop? With Shop America and its 1,500+ online retailers you can.

    So, why not get cash back when you shop online with popular stores like Target, Best Buy, Gap, Sears, Home Depot and more? You can even get up to 20% cash back at some of its online stores.

    Don’t forget to shop using your PCU credit card and save with our great low rates!

    Getting cash back when you shop is just four easy steps away:

    1.      Sign up for Shop America for free at

    2.      Shop at your favorite online retailers like you normally do, but using the Shop America website.

    3.      Shop America automatically credits your account for your cash back.

    4.      Once you earn $15 or more, Shop America sends you a check for the cash back you earned.

    Learn more about Shop America.


  • Discover Affordable Worry-free Driving with Credit Union Auto Club

    PCU now offers Credit Union Auto Club, a roadside assistance program created exclusively for credit union members and provides unparalleled service and unprecedented value.

    Credit Union Auto Club offers a wide range of roadside assistance services and other travel-related benefits to keep you on the road.

    From little incidents like being locked out of your vehicle to bigger troubles like needing a tow truck, Credit Union Auto Club is here to help get you back on the road quickly.

    Its professional customer service team is just a phone call away and ready and waiting to assist you 24 hours a day, 7 days a week, 365 days a year.

    They’re always there when you need them.

    See Credit Union Auto Club for details.