Apply for a Loan

From small personal loans to large first mortgages, PCU can help you achieve your goals. Our loan decisions are made promptly and in many cases we can fund the loan immediately after approval. Apply today!

Postal Credit Union also lends to businesses. Learn more about our business loans!

auto-header

Drive away knowing you got the best deal in town on any new or used car or truck.

Apply Online!

Check Rates

Calculate Payments

Do Your Research First

visa-header

Choose a Visa Credit Card with a low rate and no annual fee. Earn  points or cash back on your purchases.

Apply Online!

Check Rates

Learn more about our Credit Card programs

home-equity-header

Use the equity in your home to fund a remodel, education or consolidate debt. Borrow in one lump sum or open a HELOC to access equity with the swipe of a card.

Apply Online!

Check Rates

Calculate Payments

Learn more about PCU's Home Equity options

mortgage-header

Being in business since 1926, PCU has plenty of experience with first mortgage lending. Apply for a mortgage in as little as 20 minutes, check rates and explore your options.

Visit our online Mortgage Web Center

Apply for a Mortgage

motorcycle-header

Custom chopper or open-road cruiser, PCU can finance your dream two-wheeler with a low rate and a flexible term with a payment you can afford.

Apply Online!

Check Rates

Calculate Payments

personal-header

Medical bills, vacation, new computer? Finance many of life’s expenses with a fixed-rate loan.

Apply Online!

Check Rates

Calculate Payments

Student loan information

boat-header

Maximize fun during the short Minnesota summers with a new boat.

Apply Online!

Check Rates

Calculate Payments

rec-header

Explore the world on wheels or off the beaten path with a recreational vehicle. PCU will finance almost all of your toys including motor homes, campers, snowmobiles, ATVs and so much more!

Apply Online!

Check Rates

Calculate Payments