As a PCU member, you have access to a full range of business accounts and services to meet your needs. Best of all, you'll find our professional staff is always ready with friendly, personal service. Our goal is to help you profit by giving you more for your money. Take a look at our helpful Business Checking options below:

Optimum Business Checking
This premier business checking account offers our best interest rates and the highest number of free transactions per month. If you're looking for a superior account with a lot of extras, the Optimum Business Checking is for you!

• 150 transactions/month clear free, $0.10 per transaction after first 150
• Tiered interest bearing account, check current rates
• Higher yield on your Premium Money Market account
• No daily cut-off time for deposits during regular business hours
• Fee of $10 is waived if minimum of $2,500 is maintained
• Free Business Cash & Check Card
• Merchant Card Services available
• Business tax payment service offered through EFTPS
• Overdraft protection from savings or money market accounts at no cost
• Free Bill Pay
• Free Travelers Checks and Notary Service
• Free account login over the phone via PAL and online through PC ACCE$$ Online Banking, which also offers downloadable account history to QuickBooks, Quicken, and Microsoft Money
• View and print check images for free through PC ACCE$$

Simply Business Checking
This no-hassle checking account makes doing business easy. If you need a flexible business checking account, Simply Business Checking is a great choice for you!

• 75 transactions/month clear free, $0.10 per transaction after first 75
• Interest bearing account, check current rates
• No daily cut-off time for deposits during regular business hours
• Fee of $5 is waived if minimum of $500 is maintained
• Free Business Cash & Check Card
• Merchant Card Services available
• Business tax payment service offered through EFTPS
• Overdraft protection from Savings or Money Market accounts at no cost
• Free Bill Pay
• Free Travelers Checks and Notary Service
• Free account login over the phone via PAL and online through PC ACCE$$ Online Banking, which also offers downloadable account history to QuickBooks, Quicken, and Microsoft Money
• View and print check images for free through PC ACCE$$

Cooperative Checking
Our Cooperative Checking is a small transactional account specifically designed for clubs, organizations, and non-profits. If you are operating a small organization with specialized needs, this account may be ideal!

• 25 transactions/month clear free, $0.10 per transaction after first 25 transactions
• No interest earned
• No daily cut-off time for deposits during regular business hours
• No minimum balance
• Free Business Cash & Check Card
• Merchant Card Services available
• Business tax payment service offered through EFTPS
• Overdraft protection from savings or money market accounts at no cost
• Free Travelers Checks and Notary Service
• Free Bill Pay
• Free account log in over the phone via PAL and online through PC ACCE$$ Online Banking, which also offers downloadable account history to QuickBooks, Quicken, and Microsoft Money
• View and print check images for free through PC ACCE$$

Business Cash & Check Card
PCU's Business Cash & Check Card allows you and your business associates to make purchases from your business checking account, as well as perform transactions at any Automated Teller Machine (ATM). Business Cash & Check Cards are available for all designated authorized signers and business owners.

You'll have access to your checking account at millions of locations that accept Visa debit transactions without writing a check! And because the purchase is debited right from your business account, you can verify company expenses from your statements and PC ACCE$$ Online Banking.

Use your Business Cash & Check Card as an ATM card to withdraw cash, make deposits,* or transfer funds at any CO-OP Network, Cirrus**, PLUS System, or Visa ATM. The first 4 ATM transactions per month are FREE; $2 per transaction beyond the first 4 transactions. Plus, enjoy unlimited free withdrawals at all PCU-owned ATMs!

Get Started Today!
To determine which PCU products and services are right for you, use our Member Business Advisor tool. You'll answer a short series of questions and get a printout of the products that match your business needs. Get started now!

For more information, call Business Services at 651-747-8900, email BusinessServices@postalcu.org, or complete our contact form.

Lost or Stolen Cards, Contact PCU:
Toll Free: 1-800-247-0857
Locally: 651-770-7000

* Some ATMs offer limited services
**Local Cirrus ATMs including FASTBANK, Instant Cash and Express Teller.