PCU's Bill Pay service was recently improved. If you haven't used Bill Pay before, view a demo of our site and watch a video to learn how Bill Pay can help you save time and money.

The scoop on Bill Pay
With Bill Pay, you can pay bills online at your convenience, from home, work or anywhere you have Internet access. Your payments are sent with a simple click of the mouse. Schedule a payment days or months in advance or make single payments at your convenience. Bill presentment and expedited payment options are also available. 

There's no need to write a check or lick a stamp. Each payment is automatically delivered on the date you choose. Bill Pay is easy to use, confidential and cost-effective.

How Bill Pay works
Login to PC ACCE$$ Online Banking and click the "Bill Pay" tab. The first time you add a payee, it will take 2-8 business days to make a payment. This time is required to establish a relationship with the new payee to assure that your payment is properly routed and credited to your account. Subsequent payments to the payee will take 2-5 days. For a fee, expedited payments can also be made on the same or next business day.

Prohibited payments
The types of payments you are not allowed to make through Bill Pay are federal, state and local government payments, child support, and collection agency payments. In addition, you cannot make payments to any organizations or individuals outside of the United States.

PCU loan and PCU Visa Credit Card payments should not be made through Bill Pay. These payments can be made quicker and easier using the Transfer function in PC ACCE$$.

Money HQ
PCU's Bill Pay service also includes a product called Money HQ. You can register for Money HQ within the Bill Pay system. Money HQ is a comprehensive financial information and transaction center that allows you to:

• Transfer funds to/from your external accounts
• View balances and account information at other institutions
• Set up alerts
• Create and track your budget

Bill Pay & Money HQ FAQs

* Once activated, you must use Bill Pay at least once per month or your account will be assessed a $5.00 inactive charge on Simply Free, Choice, Freedom Plus and e-Member Checking, as well as on all Business Checking accounts. The fee is waived on Reward and Prestige Checking accounts. If you choose to activate Money HQ, additional charges may apply.