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Looking for a new or used vehicle? Let PCU help put you in the driver’s seat. Our auto loan rates are among the lowest in the Twin Cities, so you can rest assured you’re getting the best deal on wheels.
Get started now by taking a look around our Auto Resource Center. You can get pre-approved for a loan, obtain new vehicle invoice prices through Chrome Carbook, review helpful vehicle-buying tips and more.
Exclusive discounts from U.S. automakers
There has never been a better time for credit union members to Invest in America. That’s why PCU has teamed up with U.S. automakers to offer you discounts on new American-made vehicles.
Credit union members in participating states have the unique opportunity to get a discount on a new vehicle from General Motors or Chrysler. While the discounts vary depending on which vehicle you choose, everyone will drive away with a great deal.
The deal gets even better when you finance your vehicle at PCU. Thanks to our low interest rates, your savings will really add up.
Learn how you can enjoy a $500 - $1,000 Chrysler cash rebate or a 4.5% MSRP GM discount. Don't delay - these offers won't last long.
Get pre-approved
If you plan to purchase a new vehicle within the next few months, simplify the process and get pre-approved online. You can complete our online application 24/7. After you receive a response, you can shop with confidence knowing you’re already approved for the money you need.
Take advantage of Chrome Carbook, our FREE vehicle research service. Chrome Carbook is one of the easiest ways to obtain invoice pricing, so you can negotiate the best deal when purchasing a new vehicle.
You can also compare two vehicles and their options side-by-side, obtain warranty and safety information, and more. If you are buying a used vehicle, visit the “Pre-owed“ section to obtain N.A.D.A. used car values. Get started now!
Use Chrome Carbook to compare vehicles
Enjoy hassle-free auto buying!
PCU has teamed with CU Companies to bring you a convenient auto buying service called CU Auto Resource Center. This service allows you to purchase new or used, domestic or foreign vehicles at substantial savings without having to go to a dealership.
Explore CU Companies’ Auto Buying Service
How it works
You tell a CU Auto representative what vehicle you're looking for and they'll find one that matches your specifications. You may also select a vehicle from their pre-owned inventory. View the list of vehicles currently in inventory.
Only vehicles that meet the highest standards, including no-accident vehicles, are purchased. Plus, a 60-day or 2,000 mile unconditional money-back guarantee is available on vehicles purchased from CU Auto's pre-owned inventory (excluding lease returns).
Protect your investment with GAP
Protect your vehicle investment with Guaranteed Asset Protection (GAP). PCU offers GAP at a low price to prevent you from incurring a substantial loss. Typically, insurance policies will only cover the value of your vehicle if it is totaled beyond repair or stolen. GAP will cover the difference between the value of your vehicle and the amount you owe, so you will be able to afford a comparable replacement.
Your credit union also offers low cost Payment Protection. Should you become disabled or pass away, this coverage will pay off your vehicle loan so the debt is not transferred to your survivor(s).
Consider MEMBERS® Auto Insurance*
You trust PCU to provide you and your family with quality products and services to meet your financial needs. We've joined with a dedicated team of insurance professionals to bring you the MEMBERS® Auto Insurance Program:
- MEMBERS® Auto Insurance is the coverage solution preferred by the most credit unions and their members.
- Convenient e-service, pay your bill or make changes to your policy, even report a claim online.
- Receive fast, easy access to claims service 24-hours a day.
Obtain a free no obligation quote today!
Other vehicle resources & links
Loan calculator – Figure out how long it will take to pay off your vehicle, how much your monthly payments will be and more.
Home & Family Finance – Find auto buying tips, guides to buying and leasing, and other helpful articles.
Consumer Reports – Review vehicle pricing, ratings, road tests and safety information for new and used vehicles.
Fueleconomy.gov – Learn which vehicles are the most and least fuel efficient. Check the miles per gallon usage for vehicles, their EPA pollution scores and more.
Carfax – For a nominal fee you can check the history of used automobiles when you search by Vehicle Identification Number (VIN).
* The MEMBERS Auto & Home Insurance Program is underwritten by leading insurance companies, including Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.
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