Opt-In Today!
Federal regulations require you to Opt-In to authorize PCU to cover overdrafts for debits made with your Cash & Check Card or Cash (ATM) Card.
If you have not opted in, debit card and ATM transactions on accounts with insufficient funds will be declined. To sign up for this convenient coverage, click the link below to complete PCU's Overdraft Privilege Opt-In Form.
Why Opt-In?
In the course of a day, you may use your Cash & Check Card to shop online, fill up your gas tank, buy groceries or pick up a meal at your local fast food restaurant, etc. After August 15, if you have not opted in and are short on funds in your account, these transactions will be declined.
Other options available
In addition to Overdraft Privilege, your credit union offers other overdraft options that may be beneficial and cost-effective. To learn more about these options, refer to the message at the top of the Overdraft Privilege Opt-In Form.
Questions?
View our frequently asked questions or call 651-770-7000 or 800-247-0857.
OPT-IN TODAY!
Complete PCU's online Overdraft Privilege Opt-In Form today to ensure your debit and ATM transactions are protected. Or, print a copy and mail it to: Postal Credit Union, Attn: Opt-In, 8499 Tamarack Road, Woodbury MN 55125.
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