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Whether you’re getting married or starting a family, .now has the products, services and tools you need for financial stability.

Products & Services                            Tips & Tools
 
Products & Servicesdot can help you achieve financial success.
Make sure you have the right product mix to meet your growing needs.
 
Checking*
Do you have the best checking account to fit your current lifestyle? Follow our simple flowchart to find the optimum account for you. 
 
Pair your checking account with PCU’s debit card and you’ll enjoy surcharge-free access to thousands of ATMs nationwide. Call or come in to open your account today.
 
Deposits
  • A Reserve Savings is a great way to save for a specific purchase – such as a family vacation or new furniture. You can name the account whatever you wish and have a set amount of money transferred to it weekly or monthly.
             
  • PCU’s Certificates of Deposit (CDs) earn more interest than standard savings accounts because you have to keep your money in them for a set period of time – from 6 to 60 months. View our competitive rates.
              
  • A Premium Money Market is a great way to save for longer-term financial goals. The more you keep in this account, the more interest you’ll earn – nice.
Loans
PCU offers a wide range of loan products – find what you’re looking for below.
  • Auto – Need a new or used vehicle loan? PCU has some of the lowest rates in the Twin Cities. Get pre-approved and check out other auto-buying resources by visiting our Auto Resource Center.
              
  • Visa – Get a PCU Visa Gold. You'll enjoy a low fixed rate, Golden Rewards and more.
             
  • Mortgages – PCU offers a full range of mortgage products, including fixed and adjustable rate mortgages, first time homebuyer programs and VA loans. Learn more.
              
  • Home Equity – Already have a home and need some extra cash? Consider a variable or fixed rate Home Equity loan from PCU. Start that remodeling project or payoff other debts by tapping your equity.

Online Services
PCU knows you have a busy schedule and that’s why we offer PC ACCE$$ Online Banking. This FREE service allows you to:

  • Check account balances & history
  • Transfer funds
  • Pay bills**
  • Deposit checks online^
  • Get eStatements
  • And more!
If you already have a PCU account, call today to have an online banking password mailed to you.

Tips & Tools
Financial success doesn’t have to be difficult to achieve – check out the helpful resources and advice below.

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Home & Family Finance
Get answers to your financial questions – search by category, including auto, credit, housing, investing and more. New articles are added weekly, so check back regularly.

Debt in Focus
Take control of your finances with Debt in Focus. This FREE online tool is completely anonymous and provides a summary of your debt totals, ratios and estimated budget. It’s quick and easy to use – give it a try.

Calculators
Try our deposit and loan calculators to figure out how much interest you’ll earn on deposits and how much you’ll pay on loans.

Security Center
Learn the ins and outs of avoiding identity theft and what to do if you’re a victim.
 
Auto Resource Center
Get pre-approved, compare vehicles online, explore CU Companies’ Auto Buying Service, and more. Visit now!
 
TurboTax
Connect to TurboTax through PCU and save 10% on TurboTax Online Deluxe. It’s a deal too good to pass up!
 
PCU Exclusive
Sign up to receive exclusive PCU news and offers once per month via email.
 
 
** Once activated, you must use Bill Pay at least once per month or your account will be assessed a $5 inactive charge on Simply Free, Choice and e-Member Checking. The fee is waived on Reward and Prestige Checking accounts.
^ If you are not qualified for Online Deposits, you will be notified when you attempt to enroll online. You need an active PCU checking account to sign up for this service.

 

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