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When you’re on your own and working, you need flexible financial solutions that fit your lifestyle. With .now you’ll find the services and tools you need for success.
Products & Services
Your needs are changing, so read on to make sure your current accounts are still the right fit.
Checking*
Are you earning interest on your current checking account? You may want to consider that option if you have extra money to maintain a minimum balance. Follow our painless flowchart to find the best checking account for you.
Pair your checking account with PCU’s debit card, and you’ll enjoy surcharge-free access to thousands of ATMs nationwide. Call or come in to open your account today.
Deposits
- A Reserve Savings is a great way to save for a specific purchase – such as a computer or vacation. You can name the account whatever you wish and have a set amount of money transferred to it weekly or monthly.
- PCU’s Certificates of Deposit (CDs) earn more interest than standard savings accounts because you have to keep your money in them for a set period of time – from 6 to 60 months. View our competitive rates.
- A Premium Money Market is a great way to save for longer-term financial goals. The more you keep in this account, the more interest you’ll earn – nice.
Loans
PCU offers a wide range of loan products – find what you’re looking for below.
- Auto – Need a new or used vehicle loan? PCU has some of the lowest rates in the Twin Cities. Get pre-approved and check out other auto-buying resources by visiting our Auto Resource Center.
- Visa – Get a PCU Visa Gold. You'll enjoy a low fixed rate, Golden Rewards and more.
- Mortgages & more – Whether you’re ready to buy your first home or simply need a personal loan, PCU can help. We offer a variety of mortgage financing options, as well as personal loans, share secured loans and more.
Online Services
PCU knows you have a busy schedule and that’s why we offer PC ACCE$$ Online Banking. This FREE service allows you to:
- Check account balances & history
- Transfer funds
- Pay bills**
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- Deposit checks online^
- Get eStatements
- And more!
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If you already have a PCU account, call today to have an online banking password mailed to you.
Tips & Tools
Learn how to maximize your money and more with the resources below.
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brass|CU
PCU has partnered with brass|CU to provide you with direct, intelligent and entertaining information about the money side of life.
- Tips – From making investments to hosting parties, you’ll find tons of relevant advice. Simply visit the brass|CU website and search by the topics you’re most interested in.
- Blog – Don’t miss the brass|CU blog. It’s packed with worthwhile info about current events and money-related topics. You can also subscribe to receive RSS updates.
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Debt in Focus
Take control of your finances with Debt in Focus. This FREE online tool is completely anonymous and provides a summary of your debt totals, ratios and estimated budget. It’s quick and easy to use – give it a try.
Calculators
Security Center
Learn the ins and outs of avoiding identity theft and what to do if you’re a victim.
Auto Resource Center
Get pre-approved, compare vehicles online, explore CU Companies’ Auto Buying Service, and more. Visit now!
TurboTax
Connect to TurboTax through PCU and save 10% on TurboTax Online Deluxe. It’s a deal too good to pass up!
PCU Exclusive
Sign up to receive exclusive PCU news and offers once per month via email.
** Once activated, you must use Bill Pay at least once per month or your account will be assessed a $5 inactive charge on Simply Free, Choice and e-Member Checking. The fee is waived on Reward and Prestige Checking accounts.
^ If you are not qualified for Online Deposits, you will be notified when you attempt to enroll online. You need an active PCU checking account to sign up for this service.
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